How to Check EPF Balance Without UAN (2026) 

Overview 

One of the most significant retirement savings plans for Indian salaried people is the Employees’ Provident Fund (EPF). Under the direction of the Employees’ Provident Fund Organization (EPFO), the program guarantees long-term financial stability while permitting partial withdrawals for housing, medical expenses, emergencies, and other necessities.

Even if your Universal Account Number (UAN) is not available or activated in 2026, you can still check your PF balance. Employees can access their EPF balance by Member ID, employer help, or by going to the EPFO office, even though UAN streamlines the process.This post provides a straightforward, step-by-step explanation of how to check your PF balance without a UAN.

What is EPF and UAN?

Before you examine your PF balance, let’s clarify two key terms:

1. Provident Fund for Employees (EPF)

EPF is a savings plan supported by the government where:

• The worker puts in 12% of their base pay plus DA.
• EPS (pension) receives 8.33% of the 12% employer contribution.

The accumulating sum becomes a retirement corpus and earns interest every year.

2. UAN, or Universal Account Number

Each EPF member is given a 12-digit unique number called their UAN. It connects several PF accounts from several employers and makes services like Check the PF balance , Status of claims , Retractionand ,KYC revisions

PF Balance Checking Without a UAN

Don’t worry if your UAN isn’t activated or you don’t have it. You can still use these techniques to monitor your PF balance.

A. Through EPFO Portal Using Member ID

Steps:

• Visit the EPFO official website.
• Go to the “For Employees” section.
• Navigate to “Know Your PF Balance”

Enter:

• State EPF Office
• Establishment Code
• PF Account Number
• Name and registered mobile number.
• Submit the details.

You will receive your PF balance via SMS.

Member ID is visible on salary slip.

B. Contact the Employer or HR Department.

If you don’t remember your UAN:

• Contact HR.
• Request PF statement.
• Request UAN information.

Employers are legally obligated to share PF information.

C. Visit EPFO Office.

You may visit your area EPFO office with:

• ID proof
• PF account details
• Employment proof

They will assist you in reclaiming your PF balance.

Learn How to Activate UAN

To activated your UAN, follow these steps:

1. Visit the official EPFO website.
2. Click on “Activate UAN” under the Important Links section.
3. Enter the required details:

• UAN (Universal Account Number)
• Member ID
• Aadhaar number
• PAN
• Registered mobile number

4.Verify the OTP received on your registered mobile number.

5. Create a password for your UAN account.

you can access full online services after activating UAN.

Also Read :  “How to Generate UAN & Check Status?”  

Important Things to Keep in Mind (Updates for 2026)

• EPFO announces the PF interest rate every year
• You have to link your Aadhaar to make online withdrawals.
• It is necessary to update KYC.
• You need to link your mobile number to your UAN.
• You can combine more than one PF account.

How Ebizfiling Simplifies PF Balance?

• We assits ssists with UAN activation, KYC updates, and linking Aadhaar, PAN, and bank details for smooth PF balance access.
• We provides complete EPF registration support for new businesses and startups.
  We handles monthly PF return filing, ECR submission, and timely challan payments to avoid penalties.
• We offers guidance for PF balance checks, passbook downloads, account merging, and resolving contribution mismatches.
• We supports PF withdrawal and transfer claim filing (Form 19, 10C, 31) with claim tracking assistance.
• We help elps businesses respond to EPFO notices and ensures ongoing PF compliance management.

Suggested :  How to check EPF balance online?  

Conclusion

Checking your EPF balance without UAN is still possible in 2026 through Member ID, employer assistance, or by visiting the EPFO office. However, activating your UAN makes EPF tracking, withdrawals, and updates much easier and faster.

If you need help with EPF balance checks, UAN activation, or PF compliance, Ebizfiling can guide you at every step.

Suggested Read:

Why HR managers must know about PF & ESIC compliance in 2026? 

PF Registration vs PF Compliance: A Story Every Founder Should Hear   

Difference between Provident Fund(PF) and Employee State Insurance Corporation (ESIC)

What are the roles of PF return in a retirement plan?

FAQs – EPF Balance Check