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Have an objective of developing the habit of thrift and reserve funds amongst its members? Nidhi Company is for you. Prices starting from INR 13999/- only.

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What is a Nidhi Company?

All you need to know

“Nidhi” is a Hindi word, which means finance or fund. Nidhi Company Registration is done with an intention to cultivate savings among members and to provide finance among members only. It is allowed to take loans from members and can lend to only members. Hence, it can not accept deposits or lend from/to non-members.


Though there are no separate registrations to be done under RBI for a Nidhi company, RBI is empowered to issue any directives to them. Nidhi Companies are as such exempted from main provisions otherwise applicable to an NBFC in India.  It requires minimum  7 members and 3 directors to start with. As a part of suffix, all such companies must append “Nidhi Limited” after its name.  Nidhi Company is very easy to form and there are minimum compliances afterward. You may visit here to know all about loans that Nidhi company can offer and interest rates that it can charge. is an eminent business platform and a progressive concept, which helps end-to-end incorporation, compliance, advisory, and management consultancy services to clients in India and abroad. Incorporating a Nidhi Company in India is easy, seamless, cheapest and quickest with! Apart from a Nidhi Company, also helps entrepreneurs with Private Limited Company Registration, Public Limited Company Registration, LLP Registration, HUF, One Person Company and Proprietorship Firm Registration easily. You may get in touch with our compliance manager on 09643203209 or email for free consultation.

Nidhi Company Registration Fees

Cost of Registration of Nidhi Company



(All Inclusive)

  • 7 Digital Signature Certificates
  • 3 Director Identification Numbers
  • 1 Name Approval Application
  • Stamp duty on INR 5 Lakhs Authorized Capital
  • Company Incorporation using SPICe+
  • MOA & AOA
  • PAN
  • TAN



(All Inclusive)

  • 7 Digital Signature Certificates
  • 3 Director Identification Numbers
  • 1 Name Approval Application
  • PAN
  • TAN
  • Share Allotment for upto 200 shareholders
  • 25 Copies of MOA
  • 25 Copies Of AOA
  • 10 Copies of Share Certificate
  • Company Seal



(All Inclusive)

  • 7 Digital Signature Certificates
  • 3 Director Identification Numbers
  • 1 Name Approval Application
  • PAN
  • TAN
  • Share Allotment for upto 200 shareholders
  • 25 Copies of MOA
  • 25 Copies Of AOA
  • 10 Copies of Share Certificate
  • Company Seal
  • Trademark (1 application 1 class) (start ups, proprietorship & small business)

Advantages of Nidhi Company

Points to make your decision easy

Separate Legal Entity

A Nidhi Company enjoys the benefit of Separate Legal Identity in the eyes of law which clearly states that assets and liabilities of the business are not the assets and liabilities of the Directors.

Cultivates Savings

A Nidhi Co. encourages its members to save money and encourages a thrifty lifestyle. It is a company wherein members can lend or borrow money and accept financial loans amongst themselves.


Interest in Nidhi Company can be easily transferred by transferring its shares. Its board of management is easily transferable as such.This is effected through filing of forms with ROC.

Cheap Borrowings

Members, when in need, can borrow from the company at bank rates. This can really come handy in case of need and rates are comparatively very cheap in comparison to other sources of finance.

Mutual Benefits

A Nidhi Company operates on principles of mutual benefits. No one member or a group of members get benefited. Nidhi Company allows right to every member to access credit facilities when in need.

Builds Credibility

All the information relating to the company are made available in a public database. This feature makes it easy to authenticate the existence of the business that ultimately helps in improving business credibility.

Documents Required for Nidhi Company Registration in India

Quick Checklist

  • Photograph of all the Directors and Members
  • PAN Card of all the Directors and Members
  • ID Proof of all the Directors and Members (Driving License/Passport/Voter ID)
  • Electricity Bill or any other utility bill for the address proof of the Registered Office

Specific Requirements


A Company must have a registered office in India. Documents like bank statement or electricity bill should not be older than 2 months. Along with that utility bill, rent agreement or sale deed and a No Objection Letter (NOC) from the landlord with his/her consent to use the office as a registered office of a company must be submitted.

Process for Nidhi Company Registration in India?


5 Easy Steps


Obtain DSC


Reserve Your Company Name


Submission of MOA & AOA


Get Company’s Incorporation Certificate


Get Company’s PAN & TAN

Fill a Simple Checklist

A compliance manager will get in touch with you to collect your documents along with a simple checklist. You need to fill up that checklist and submit along with your documents for verification. Our team of experts will verify the documents provided by you and take the procedure further. The compliance manager dedicated to you will keep you updated on the progress of Company Registration throughout the process.

Name Approval

Once your documents along with Checklist are submitted, we shall proceed with the application of your Digital Signature and subsequently the approval of name for your Nidhi Company business. You may suggest up to two names of your choice. Names should be unique and suggestive of the Company’s business. We will proceed with application for name for your Nidhi Company  in Part A of SPICe Plus form.


We will draft the MOA (Memorandum of association) and AOA (Articles of association). We will file the incorporation documents with MCA through in part B of a form called “SPICe Plus (SPICe +)” along with the subscription statement. Usually, MCA approves the forms within 4-5 days once filed and issues Incorporation Certificate with CIN. PAN & TAN are allotted alongside. You may then proceed to open your Company Bank Account.


FAQs On Nidhi Company

Get answers to all your queries

  • What are the requirements of a Nidhi company incorporation?

    A Nidhi company is registered as a Public Limited Company. Hence, the requirements for incorporation of a Nidhi company covered a minimum of three Directors and Seven Shareholders. However, the MOA of a Nidhi company must state that the primary objective of the proposed company is to nurture and promote a habit of thriftiness and savings among its members, and accept deposits from or lend loans only to its members, for the mutual benefits of them.

  • Can I carry on my Nidhi company with 7 members?

    Yes, you can incorporate your Nidhi company with 7 members at least. However, within 1 year, you must have at least 200 members.

  • Can a Nidhi company lend to an outsider?

    No, a Nidhi company can not borrow from an outsider. It can not similarly lend to an outsider who is a non-member.

  • Are there any caps on accepting deposits from members?

    A Nidhi can accept deposits not exceeding 20 times of its net owned assets as mentioned in the last audited statements.

  • How long does it take for a Nidhi company registration in India?

    With, Nidhi company incorporation usually takes 30 days. This is subject to government approvals time and completeness of your documentation.

  • Which Cities do you provide your services? provides Nidhi Company Registration all across India. You can obtain Nidhi Company Registration in Ahmedabad, Mumbai, Pune, Bangalore, Chennai, Delhi, Kolkata, Kanpur, Nagpur, Jaipur or any other cities easily with us.

  • Still, have confusion?

    Don’t worry!! Our expert will help you to choose a best suitable plan for you. Get in touch with our team to get all your queries resolved. Write to us at or call us @+91 9643 203 209.

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