Charge

Registration on Property

Start your charge registration online at just INR 4,999/- only.

Ebizfiling helps companies file Form CHG-1 and register charge against property with the Registrar of Companies.

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Charge Registration on Property 

About Our Service

What is Charge Registration?  

Charge registration is the process of officially recording a loan or financial liability created by a company on its assets or property with the Registrar of Companies (ROC) under Section 77 of the Companies Act, 2013. It ensures that the lender’s interest in the property is legally protected until the loan is repaid.

A charge against property may be created in favor of banks, financial institutions, or creditors when a company borrows funds by mortgaging or pledging assets. The company must file Form CHG-1 (for other than debentures) or Form CHG-9 (for debentures) within 30 days of charge creation.

Timely charge registration provides public notice of encumbrance, safeguards creditor rights, and helps maintain transparent corporate records. Ebizfiling assists businesses in preparing, verifying, and filing charge forms correctly on the MCA portal.

Your-Guide-to-Charge-Registration-on-Property

Eligibility for Charge Registration  

  • Every company that creates or modifies a charge on its assets or property must register it.

  • The charge may be created in favor of any bank, financial institution, or secured creditor.

  • The filing must be done within 30 days of charge creation through Form CHG-1 or CHG-9.

  • Delays can be regularized by paying additional fees and obtaining ROC condonation approval.

 Why Ebizfiling for Charge Registration?  

Ebizfiling offers complete support for creating, modifying, or satisfying a charge on company property. Our experts handle drafting of charge documents, coordination with lenders, and submission of CHG forms to the MCA. With accurate filing and timely follow-ups, we help companies stay compliant with ROC requirements. Trusted by thousands of Indian businesses, Ebizfiling ensures that your financial transactions remain legally protected and properly recorded. You may get in touch with our compliance manager on 09643203209 or email info@ebizfiling.com for free consultation and to know more about the services provided by us such as Secretarial compliance, Startup advisory.

Fees for Charge Registration on Property 

Choose Your Package

ESSENTIAL

4999/-

(All Inclusive)

  • Preparation of documents for Charge creation
  • Filing of form CHG 1 for charge creation with MCA

Documents Required for Charge Registration  

Documents for Charge Registration on Property

  • Certificate of Incorporation of the Company

  • Loan Agreement or Sanction Letter from Bank

  • Board Resolution approving charge creation

  • Instrument of Charge or Deed of Hypothecation

  • Details of lender and borrower with signatures

  • Digital Signature Certificate (DSC) of directors

  • Certificate of Registration (if applicable for modification)

How to register a Charge?

 

5 Easy Steps

1

Fill in simple checklist

2

Verification of documents

3

Get Director DSC

4

Apply for registration

5

Get the Certificate of registration

What Does Ebizfiling Do for Charge Registration?  

  • Collects and verifies all charge-related loan and security documents.

  • Prepares Form CHG-1 or CHG-9 as per MCA requirements.

  • Obtains board approval and coordinates with the lender for digital authentication.

  • Files the charge form online and tracks its approval status with ROC.

  • Provides a certificate of registration and compliance report post-filing.

  • Offers expert guidance for modification or satisfaction of existing charges.

  • Ensures zero-error filing with complete legal accuracy.

  • Maintains updated records for future reference or audits.

FAQs

FAQs on Charge Registration  

Get answers to all your queries

  • What is charge registration under Companies Act 2013?

    It is the process of registering a loan or security created on company assets with ROC to protect lender rights.

  • Who needs to register a charge?

    Every company that creates, modifies, or satisfies a charge on its property must file with the Registrar of Companies.

  • Which form is used for registering a charge?

    Form CHG-1 is used for other than debentures, and Form CHG-9 is for charges relating to debentures.

  • What is the time limit for charge registration?

    The form must be filed within 30 days of creation, extendable up to 300 days with additional fees.

  • What happens if charge registration is delayed?

    Delay may attract penalties, and ROC may not recognise the charge as valid without condonation.

  • Can a charge be modified later?

    Yes, any changes in loan amount or property must be updated by filing a modification form with ROC.

  • What is charge satisfaction?

    When a loan is fully repaid, the company must file for satisfaction to remove the charge from MCA records.

  • Is charge registration applicable to LLPs?

    No, LLPs are not required to register charges under current MCA rules; it applies to companies only.

  • Who issues the charge registration certificate?

    The Registrar of Companies issues a digital certificate as proof of registration after verification.

  • What if a company fails to register a charge?

    The charge becomes void against creditors, and directors may face penalties under the Companies Act.

  • Can a foreign company register a charge in India?

    Yes, if the charge is created on assets situated in India, it must be registered with the Indian ROC.

  • Is lender authentication necessary?

    Yes, the lender’s digital signature is mandatory for approving and verifying the charge filing.

  • How long does ROC take to approve a charge?

    Usually, ROC processes and approves the charge form within 5–10 working days.

  • What is Form CHG-4?

    Form CHG-4 is filed for satisfaction of charge when the loan has been fully paid off.

  • Can the same property be charged multiple times?

    Yes, if different loans are taken, each new charge must be registered separately.

  • Does ROC verify loan details?

    ROC verifies document completeness and lender authentication but not commercial terms of the loan.

  • What is the penalty for non-registration?

    Penalties may extend up to ₹5 lakh for the company and ₹50,000 for each defaulting officer.

  • Can Ebizfiling help modify or satisfy charges?

    Yes, our experts assist in modification, rectification, and satisfaction filings with full ROC compliance.

  • Is charge registration needed for unsecured loans?

    No, only secured loans backed by property or assets require charge registration.

  • Why choose Ebizfiling for charge registration?

    Ebizfiling ensures accurate preparation, lender coordination, and on-time ROC filing with complete legal compliance.

Reviews

  • akhilesh bakshi

    akhilesh bakshi

    20 Aug 2025

    Very Good Organization & Platform for providing Service and Great Support Staff. I am also Thank Full to Mr. Rakesh Sir and Mrs. Sejal Madam to Incorporate M/s Bargadi Engineer Pvt. Ltd. Rakesh Sir & Sejal Madam Great supporting to me in tenure of Pvt ltd incorporation. I am Appreciate to Rakesh Sir & Sejal Madam. Thanks, Akhilesh Bakshi

  • client review, Ebizfiling

    Akash Shinde

    09 Apr 2022

    It was a wonderful experience with ebiz filing I had opted for company incorporation package specially Ayushi Mam and Pulkit sir they helped me a lot .Thank you so much dear mam and sir It was very smooth process.I will recommend to everyone

  • Akash-R

    Akash R

    22 Jul 2025

    I’ve been using their service for over 5 years and am completely satisfied. They are cost-effective and always respond in a timely manner. I totally recommend them, especially if you’re new to the accounting and legal world.

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