How to

Apply TDS Refund

Get your TDS refund processed with expert help starting at just  INR 1,199/- only.

Trusted by many clients across India who choose Ebizfiling for tax and compliance services.

Header
Apply Now

Fast | Simple | Trusted

How to Apply TDS Refund?

About Our Service

What is TDS Amount Refund?

Many taxpayers often search for how to apply TDS refund when they realize that extra tax has been deducted. TDS (Tax Deducted at Source) is collected in advance on income like salary, interest, or professional fees.

 

A refund arises when the deducted amount is higher than the actual tax payable. In such cases, the taxpayer can claim the excess by filing an income tax return, and the Income Tax Department credits the refund directly to the registered bank account.

When Can You Claim a TDS Refund?

You can claim a TDS refund when the tax deducted is higher than your actual income tax liability. This usually happens if your income is below the taxable limit, if excess TDS has been deducted on salary or bank interest, or if tax has been deducted twice on the same income.

 

In such cases, you can file your income tax return to withdraw TDS amount online and get the excess credited back to your bank account.

 

Who Can Apply for TDS Amount Refund? 

  • Salaried Individuals: Employees whose employers deduct excess TDS on salary can apply for a refund.

  • Self-Employed Professionals: Freelancers and consultants who face higher TDS deductions on payments received are eligible to claim refunds.

  • Business Owners and Companies: Firms or companies that have paid more TDS than their actual liability can file for a refund.

  • NRIs (Non-Resident Indians): NRIs who face higher TDS deductions on interest, rent, or other Indian income can apply for refunds.

  • Senior Citizens: Retired individuals, especially those earning interest income, often get excess TDS deducted and can claim it back.

 

process to apply tds refund

Common Reasons for Claiming a TDS Refund

  • Excess Deduction: TDS is deducted based on estimates, but your actual income is lower after deductions, so you end up paying extra tax.
  • Low Income: Your total income is below the taxable limit, but TDS was still deducted, making you eligible for a refund.
  • Multiple Earnings: Different income sources deduct TDS separately without adjustment, which can lead to higher overall tax deduction.
  • Wrong TDS Rate: TDS is deducted at a higher rate due to missing PAN or errors, resulting in excess tax payment.

 

Understanding different TDS status updates

TDS Status

What It Means

Statement Filed

The deductor has submitted the TDS return, but it is still under review.

Processed

The return is verified and accepted. TDS details now appear in Form 26AS/AIS.

Booked

TDS is successfully linked to your PAN and counted against your tax.

Unmatched

TDS details do not match records, usually due to PAN or filing errors.

Short Deduction

Less TDS was deducted than required as per tax rules.

Short Payment

TDS was deducted but not fully deposited with the government.

Default

There is a compliance issue like delay, non-payment, or incorrect filing.

Revised Return Filed

The deductor has corrected or updated the earlier TDS return.

Pending Processing

The return is filed but still waiting to be processed by the department.

Rejected

The return was not accepted due to errors in details or format.

Why should you select a service from Ebizfiling?

Ebizfiling makes the process of  TDS refund simple and reliable. Our experts guide you in filing accurate returns, checking refund eligibility, and tracking the status with the Income Tax Department.

 

With affordable pricing, timely support, and the trust of thousands of clients, Ebizfiling ensures that you get your TDS refund smoothly and without delays. We also offer GST Returns, Income Tax Returns and PF Returns.  You can contact with compliance manager at 09643203209 or email info@ebizfiling.com.

TDS Refund Apply Charges

Choose Your Package

ESSENTIAL

1199/-

  • Income Tax filing of 1 year of Salaried Individual

ENHANCED

1999/-

  • Income Tax filing of 1 year for non- audit assessee

ULTIMATE

3499/-

  • Income Tax filing of 1 year for audit assessee upto a turnover of Rs. 2 Cr

What to Do If There Is a Delay in TDS Refund

Check ITR Status

Log in to the income tax portal and check if your return is processed. Refunds are issued only after processing is complete.

Verify Bank Details

Ensure your bank account is active, pre-validated, and linked with PAN. Incorrect or inactive accounts may delay your refund.

Track Refund Status

Use the “Refund/Demand Status” option on the portal or NSDL website. It shows whether the refund is issued, failed, or still pending.

Review Form 26AS

Check if all TDS entries are correctly reflected in Form 26AS or AIS. Missing or incorrect entries can delay your refund.

Respond to Notices

If the Income Tax Department has raised any query or notice, respond within the deadline. Pending actions can stop the refund.

Contact CPC Banglore

You can contact Centralized Processing Center Bangalore through helpline numbers or email for clarification on refund delays.

Check Refund Failure

Sometimes refunds fail due to bank issues or incorrect details. In such cases, raise a refund reissue request.

Raise a Grievance

If the delay reason is unclear, file a complaint through e-Nivaran on the income tax portal for resolution.

Probable Reasons for Delay in Tax Refund

  • Return Still Under Processing: Even after filing, the ITR goes through system checks and validations. If it is still “processing,” the refund will not be issued yet.
  • ITR Not E-Verified: If you did not verify your return within 30 days, the department treats it as incomplete. No processing means no refund.
  • Bank Account Not Validated: Refunds are only sent to pre-validated bank accounts linked with PAN. If validation fails, the refund gets held.
  • Mismatch in TDS or Income: If your ITR data does not match Form 26AS or AIS, the system flags it. This can pause the refund until the mismatch is resolved.
  • Previous Tax Dues: If you have any pending tax demands from earlier years, the department may adjust your refund against that amount.
  • Defective Return Notice: If your return is marked defective under Section 139(9), you must correct it within the given time. Until then, the refund is on hold.
  • Refund Sent but Failed: Sometimes, the refund is issued but fails due to incorrect bank details or an inactive account. You then need to request a reissue.

 

These are the most common real-world reasons. In most cases, the delay is not random. It is usually linked to one of these issues.

Tips to Avoid Errors in TDS Refund Claims

Verify ITR Early

E-filing is not enough. You must verify your ITR within 30 days, or your return will not be processed and the refund will be delayed.

Report Income Correctly

Report all your income properly, including salary, interest, or freelance earnings. Wrong or incomplete details can lead to refund issues.

Match Form 26AS

Before filing, cross-check all TDS entries with Form 26AS or AIS. Fix any missing or incorrect data to avoid refund issues later.

Check Bank Details

Your bank account should be active, pre-validated, and linked with PAN. This is where your refund will be credited.

Ways to Claim TDS Refund

1

Filing Income Tax Return (ITR)

2

Filing Revised Return

3

Filing Updated Return (ITR-U)

4

Correction by Deductor

5

Responding to Income Tax Notice

FAQs

Frequently Asked Questions on How to Apply TDS Refund 

Get answers to all your queries

  • What is a TDS refund?

    A TDS refund is the return of excess tax deducted at source when the deducted amount is more than your actual income tax liability.

  • How to apply TDS amount refund?

    You can apply for a TDS refund by filing your Income Tax Return (ITR) on the official income tax portal.

  • Can I withdraw TDS amount online?

    Yes, you can withdraw your TDS amount online by filing ITR and the refund will be credited to your bank account.

  • What documents are required for TDS refund?

    Documents include PAN, Aadhaar, Form 16/16A, Form 26AS, income details, investment proofs, and bank account details.

  • How to get TDS refund without filing ITR?

    You cannot get a TDS refund without filing ITR; filing the return is mandatory to claim any refund.

  • How long does it take to get a TDS refund?

    TDS refunds are usually processed within 20 to 45 days after filing and verifying your ITR.

  • Where will I receive my TDS refund?

    Your TDS refund will be credited directly to your bank account registered with the Income Tax Department.

  • Is there any fee for TDS refund?

    No, there is no separate fee. You only need to pay for filing your ITR if you use professional services.

  • What happens if I do not claim my TDS refund?

    If you do not claim, the excess TDS remains with the government and you lose your rightful refund.

  • Can NRIs claim TDS refund?

    Yes, NRIs can claim a refund if excess TDS is deducted on their Indian income such as rent or interest.

  • How to withdraw TDS amount online for salaried employees?

    Salaried employees can file their ITR using Form 16 and claim the refund online through the portal.

  • What is Form 26AS in TDS refund?

    Form 26AS is a tax credit statement that shows the TDS deducted and helps verify the refund amount while filing ITR.

  • Can senior citizens claim TDS refund?

    Yes, senior citizens can claim refunds if banks deduct more TDS on interest than their actual tax liability.

  • Is TDS refund taxable?

    No, TDS refund itself is not taxable, but any interest received on delayed refund is taxable as income.

  • How to track TDS refund status?

    You can track refund status on the Income Tax portal or the NSDL refund tracking website using your PAN and year.

  • Can I revise my ITR if I made a mistake in TDS refund claim?

    Yes, you can file a revised return within the allowed time to correct mistakes and claim the correct refund.

  • How to apply TDS refund for freelancers?

    Freelancers must file ITR with income details and claim refund if more TDS was deducted by clients.

  • How to withdraw TDS amount online after late filing?

    You can still withdraw TDS by filing a belated ITR, but refunds may take longer to process.

  • Can companies apply for TDS refund?

    Yes, companies can file ITR and claim refunds if TDS deducted on their income is higher than tax payable.

  • Why choose Ebizfiling for TDS refund?

    Ebizfiling provides expert assistance in filing ITR, checking Form 26AS, and ensuring your TDS refund is claimed quickly and correctly.

Reviews

  • Client Review, Ebizfiling

    Aishwarya M

    18 Apr 2022

    I took trade mark registration from Ebizfiling india private limited thank you for registration and service was excelent and recived the certificate from anitha kv

  • Client Review, Ebizfiling

    Ahmed Shaikh

    23 Sep 2018

    Ms. Ishani and other team members are very helpful in the entire process of GST filing.

    I really appreciate their support superb team.

    Cheers!!!!*****

  • Ebizfiling

    Ajay kumar

    14 Jun 2019

    Good service provided by ur staff.

Hi, Welcome to EbizFiling!

Hello there!!! Let us know if you have any Questions.

Thank you for your message.

whatsapp