Company Registration in USA

Beneficial Ownership Information Reporting

Beneficial Ownership Information Reporting 

Introduction

Beneficial Ownership Information (BOI) reporting was introduced to increase transparency in company ownership in the United States. It requires certain businesses to disclose details of individuals who ultimately own or control them.

 

However, recent updates issued by the Financial Crimes Enforcement Network (FinCEN) have changed who is required to comply with BOI reporting.

 

This blog explains the current BOI reporting requirements, recent rule changes, and what businesses should know going forward.

 

Summary

  • BOI reporting is governed by the Corporate Transparency Act.
  • FinCEN issued a major update to BOI rules in March 2025.
  • U.S.-formed companies are currently exempt from BOI reporting.
  • Only specific foreign entities are required to file BOI reports.
  • New York will introduce a separate BOI reporting rule starting in 2026.

What Is Beneficial Ownership Information Reporting?

Beneficial ownership information reporting requires companies to disclose details of individuals who own or control the business. This includes people who exercise significant control or own a substantial interest in the company.

 

The goal of this reporting is to prevent misuse of companies for illegal activities like money laundering, tax evasion, and financial fraud. These requirements were introduced under the Corporate Transparency Act and are administered by FinCEN.

Important Update from FinCEN (March 2025 Alert)

On March 21, 2025, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network announced an interim final rule that significantly changed BOI reporting obligations.

 

Under this update, all U.S. companies and U.S. persons are exempt from beneficial ownership information reporting to FinCEN. This exemption took effect immediately after publication of the rule in the Federal Register on March 26, 2025.

Who Is Required to File BOI Reports Now?

After the interim final rule, the definition of a “reporting company” was revised.

 

Currently, only foreign entities are considered reporting companies if they:

  • Are formed under the laws of a foreign country, and
  • Have registered to do business in the United States by filing with a U.S. state authority, and
  • Do not qualify for any exemption under the law

These foreign entities must comply with the updated BOI reporting requirements.

BOI Reporting Deadlines for Foreign Entities

FinCEN has applied new deadlines immediately under the interim rule.

 

Registration timing

BOI filing deadline

Registered before March 26, 2025

Within 30 days from March 26, 2025

Registered on or after March 26, 2025

Within 30 calendar days of registration approval

 

Foreign reporting companies are not required to report U.S. persons as beneficial owners, and U.S. persons are not required to submit BOI for such entities.

Where to Check Official FinCEN Updates?

For the most accurate and up-to-date information on BOI reporting obligations, FinCEN directs businesses to its official website: https://www.fincen.gov/boi

 

This page includes guidance, FAQs, and future updates related to beneficial ownership information reporting.

New York LLC Transparency Act: A Separate Requirement

Apart from federal rules, New York State has introduced the New York LLC Transparency Act. This law is similar to the original Corporate Transparency Act requirements.

 

Under this state law:

  • LLCs formed in New York or registered to do business in New York
  • Will need to file beneficial ownership details with the New York Department of State
  • The requirement starts from January 1, 2026

This is a state-level obligation and applies even though federal BOI reporting is currently paused for U.S. companies.

How Ebizfiling Can Help?

At Ebizfiling, we help businesses understand whether they fall under current BOI reporting rules. We review whether your company qualifies as a reporting company under FinCEN’s interim rule or under state laws like the New York LLC Transparency Act.

 

We guide you on deadlines, exemptions, and documentation so you stay compliant without confusion. Get in touch with us if you have questions about foreign company BOI reporting or upcoming state-level requirements.

Conclusion

Beneficial ownership information reporting rules have changed significantly after FinCEN’s March 2025 update. While U.S. companies are currently exempt under federal law, certain foreign entities still have reporting obligations, and state laws like New York’s will introduce new requirements soon.

 

Staying informed and reviewing your compliance status regularly is essential to avoid future issues.

Suggested Read :

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US State Sales Tax Registration

FAQs on Beneficial Ownership Information Reporting

1. What is beneficial ownership information reporting?

Beneficial ownership information (BOI) reporting requires certain companies to disclose details of individuals who own or control the business. This helps authorities identify the real people behind companies and prevent misuse of corporate structures.

2. Does every company need to follow BOI reporting requirements?

No. After FinCEN’s March 2025 interim rule, U.S. companies and U.S. persons are currently exempt from federal BOI reporting. Only specific foreign entities registered in the U.S. may need to file.

3. What changed in BOI reporting after March 2025?

FinCEN revised the definition of a reporting company and removed BOI reporting obligations for U.S.-formed companies. This change took effect immediately after publication in the Federal Register.

4. Which companies are still required to file BOI reports?

Foreign companies formed outside the U.S. that register to do business in a U.S. state and do not qualify for an exemption must file BOI reports under the updated rules.

5. Are U.S. persons required to be reported as beneficial owners now?

No. Under the interim final rule, foreign reporting companies are not required to report U.S. persons as beneficial owners, and U.S. persons do not need to submit BOI.

6. What are the current BOI reporting deadlines for foreign entities?

Foreign entities registered before March 26, 2025 must file within 30 days from that date. Entities registered after March 26, 2025 must file within 30 calendar days of registration approval.

7. Where can I check official BOI reporting updates from FinCEN?

FinCEN publishes all official BOI updates, guidance, and FAQs on its website.

8. Is BOI reporting completely cancelled for U.S. companies?

No. BOI reporting is currently paused at the federal level for U.S. companies, but FinCEN may revise the rules again. Businesses should continue monitoring updates.

9. How does the New York LLC Transparency Act affect BOI reporting?

New York has introduced a separate state law that will require LLCs formed or registered in New York to file beneficial ownership details starting January 1, 2026.

10. How can EbizFiling help with BOI compliance?

EbizFiling helps businesses understand whether BOI reporting applies under federal or state law. We review your entity type, registration status, and deadlines, and guide you on the next steps to stay compliant.

 

Steffy A

Steffy Alvin is a Content Writer at Ebizfiling who turned her passion for writing into a full-time career. She holds a Bachelor's degree in English Literature from MS University, Baroda, and later pursued her post-graduation in Journalism and Mass Communication from the same university. With a strong command of both content writing and copywriting, Steffy enjoys creating simple, clear, and engaging content that helps readers understand complex topics with ease. Outside of work, Steffy spends her time journaling, writing poetry, capturing photos, and shooting videos. She is also an active digital creator.

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